<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//omjmlaw.com/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/south-carolina-supreme-court-allows-insurer-to-depreciate-cost-of-labor-when-calculating-actual-cash/</loc>
		<lastmod>2022-03-28T16:13:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/uncategorized/indiana-supreme-court-rules-that-insured-may-be-entitled-to-insurance-coverage-for-loss-from-ransomware-attack/</loc>
		<lastmod>2022-03-28T16:13:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/connecticut-restaurants-business-interruption-insurance-claim-arising-from-governor-lamonts-covid-19-executive-order-ba/</loc>
		<lastmod>2022-03-28T16:13:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/connecticut-supreme-court-affirms-insurers-broad-duty-to-defend-insured-under-doctrine-of-legal-uncertainty/</loc>
		<lastmod>2022-03-28T16:13:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/massachusetts-proposes-legislation-to-require-insurers-to-pay-business-interruption-and-loss-of-use/</loc>
		<lastmod>2022-03-28T16:13:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/maximizing-insurance-recovery-for-losses-from-the-coronaviruscovid-19-pandemic/</loc>
		<lastmod>2022-03-28T16:13:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/connecticut-supreme-court-addresses-narrow-definition-of-collapse-under-property-policy/</loc>
		<lastmod>2022-03-28T16:13:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/connecticut-supreme-court-addresses-collapse-coverage-for-losses-arising-from-defective-concrete/</loc>
		<lastmod>2022-03-28T16:13:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/second-circuit-court-of-appeals-connecticut-homeowners-insurance-policy-does-not-afford-coverage-for/</loc>
		<lastmod>2022-03-28T16:13:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/duty-to-indemnify/connecticut-supreme-court-to-address-trigger-of-insurance-coverage-and-pollution-and-occupational-disease-exclusions-in-asbes/</loc>
		<lastmod>2022-03-28T16:13:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/issue-of-what-constitutes-a-collapse-sent-to-connecticut-supreme-court/</loc>
		<lastmod>2022-03-28T16:13:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/connecticut-supreme-court-insurer-may-pursue-subrogation-for-property-damage-caused-by-tenants-negli/</loc>
		<lastmod>2022-03-28T16:13:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/duty-to-indemnify/equitable-doctrine-of-substantial-performance-does-not-excuse-insureds-failure-to-comply-with-material-term-of-insurance-c/</loc>
		<lastmod>2022-03-28T16:13:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/uncategorized/travelers-liable-for-negligent-infliction-of-emotional-distress-for-denial-of-insurance-claim-based/</loc>
		<lastmod>2022-03-28T16:13:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/is-an-insurer-obligated-to-warn-policyholders-of-the-presence-of-mold-in-insured-premises/</loc>
		<lastmod>2022-03-28T16:13:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/connecticut-supreme-court-rules-that-motor-carrier-public-liability-endorsement-does-not-apply-to-in/</loc>
		<lastmod>2022-03-28T16:13:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/insurer-must-defend-data-breach-class-action-suit-alleging-unauthorized-disclosure-of-medical-record/</loc>
		<lastmod>2022-03-28T16:13:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/is-insurers-right-to-cancel-an-insurance-policy-for-non-payment-of-premium-absolute/</loc>
		<lastmod>2022-03-28T16:13:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/incontestabilty-clause-in-life-insurance-policy-renewed-upon-policy-reinstatement/</loc>
		<lastmod>2022-03-28T16:13:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/insurer-liable-for-pre-tender-defense-fees-and-prejudgment-interest-notwithstanding-insureds-two-yea/</loc>
		<lastmod>2022-03-28T16:13:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/property-insurance/when-is-property-damage-caused-by-vandalism-vs-theft/</loc>
		<lastmod>2022-03-28T16:13:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/extrinsic-evidence-may-not-be-used-to-avoid-duty-to-defend-additional-insured/</loc>
		<lastmod>2022-03-28T16:13:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/is-an-excess-liability-insurer-required-to-provide-coverage-when-the-primary-insurer-is-insolvent/</loc>
		<lastmod>2022-03-28T16:13:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/insureds-detention-of-employee-in-home-office-following-intrusion-falls-within-business-pursuits-exc/</loc>
		<lastmod>2022-03-28T16:13:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/insurance-coverage-action-filed-but-not-timely-served-barred-by-suit-limitations-clause/</loc>
		<lastmod>2022-03-28T16:13:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/uncategorized/negligent-misrepresentation-claims-not-covered-under-homeowner-liabiltiy-policy/</loc>
		<lastmod>2022-03-28T16:13:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/homeowners-insurer-not-relieved-from-covering-claim-for-concrete-damage-to-basement-walls/</loc>
		<lastmod>2022-03-28T16:13:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/liability-insurance/may-an-insurance-company-use-its-insureds-nolo-contendere-plea-to-establish-that-a-criminal-act-occurred-so-as-to-trigger-an-insurance-policys-criminal-acts-exclusion/</loc>
		<lastmod>2022-06-29T16:05:58+00:00</lastmod>
		<image:image>
			<image:loc>https://omjmlaw.com/wp-content/uploads/2022/06/shutterstock_67064569.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://omjmlaw.com/homeowner-insurance/appraisal-of-property-damage-claims-when-liability-under-an-insurance-policy-is-disputed/</loc>
		<lastmod>2022-09-10T22:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/liability-insurance/seventh-circuit-court-of-appeals-concludes-directors-and-officers-not-covered-for-related-claims-not-reported-under-earlier-do-liability-policy/</loc>
		<lastmod>2022-12-05T15:14:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://omjmlaw.com/insurance-law/can-an-insurance-adjuster-who-is-to-be-compensated-on-a-contingent-fee-basis-serve-as-a-disinterested-insurance-appraiser/</loc>
		<lastmod>2025-04-25T20:01:06+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->